Shared Ownership
What is Shared Ownership?

Shared ownership is a government-backed schemed designed to help first time buyers on to the property ladder. 

The scheme is part-buy part-rent, and this means you buy a share in a property and pay rent on the part you don’t own.  

You buy a share starting from 25% all the way up to 75% and the housing association owns the rest. You pay a subsidised rent on the part you don’t own.  

Buying a share can often mean a lower deposit, and you only need a mortgage for the share you’re purchasing, rather than the full property value.

Some Features About Shared Ownership
Shared Ownership Eligibility Criteria

What are the eligibility criteria for Shared Ownership, and will you qualify?

Find out more
The costs of Shared Ownership

What are the financial costs of using Shared Ownership? 

Find out more
Shared Ownership FAQs

Discover answers to some of the most commonly asked Shared Ownership questions

Find out more